![]() ![]() Are you sure you didn't list the temporary address as a mailing address on any kind of credit or lease or job application during that time that might have run a credit report? I have never had credit bureaus learn an address due to temporary mail forwarding. I wasn't fond of getting everything emailed but after moving a few times, it is much easier than having to call/contract all of my credit cards, banks, brokerages, cell phone service, etc. This probably isn't 100% fool proof but if you select electronic mail delivery for all credit cards and banking information that might help. May be I could hold it locally for a month and then start using premium service. The instructions might explain it more thoroughly or someone more knowledgeable there might be able to help. I would grab a form from the post office. I am not a clerk so I can't say I'm 100% certain but I think your situation is one of the reasons this was created and people pay the $20+ per week. I am under the impression this process is outside of the forwarding system. ![]() The clerk goes around every Wednesday with a print out of labels for each customer and packs all the mail in a priority box then ships it out. In the post office where I work the carrier keeps the mail in a tray at his desk. Do you have any knowledge that the premium forwarding will avoid the issue I'm concerned? All your mail is collected and sent to you once a week without going through the forwarding system It's pretty expensive but the post office has premium forwarding. Is it possibility USPS system notifying/updating the credit bureaus? This could be the reason why temporary address got updated to the credit bureaus. What I thought was I used the credit card to pay for the USPS mail forwarding service. Oh, now I get it how it might be happening. I used to work a temp job in a disbursements office where my job was to get all the returned mail, verify the new address, and then remail the check. And no, I have the same problem from a temporary relocation and don't know a workaround. And presumably from there your credit file gets updated. The bank then (theoretically!) updates its address and sends the bill to the new location. I think your problem arises when your bank or credit card or whomever sends a bill that says "return service requested." The PO is supposed to return those envelopes instead of forwarding them, but with a sticker that has the forwarding address on it.
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